Supplemental Services
Third Party Services & Integrations
Pay As You Go Workers Comp, background screening, retirement and insurance are just some of the main third-part integrations we offer. For these services, our partners' systems integrate with the AccuPay ecosystem to make your life easier.
We DO NOT charge you to use these integrations. They are for your convenience, but you pay each provider for the services you use.
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Background Screening
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Retirement
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Insurance
Consistently reliable, personable and readily available
E-Comp is our oldest workers comp partner. With their wide network of carriers (over 23), you are guaranteed to get a competitive quote since each carrier is competing for your business.
We have enjoyed E-comp's customer service since we became partners in 2015.
When payroll is processed, the payroll data feeds into E-Comp's billing system, and you are billed for the exact amount based on the payroll.
Also Available from eComp
General Liability insurance: General liability insurance provides coverage for bodily injury and property damage of 3rd parties that occur during the course of your businesses operations or premises.
Commercial Property Insurance: Commercial property insurance provides replacement, repair, or cash value of damaged or destroyed property that occurs due to a covered loss including theft, fire, wind storms, and more. This coverage is often packaged with liability insurance and purchased as a business owners package that also includes replacement for lost business income.
Cyber Liability Insurance: Cyber insurance is a specialty insurance product intended to protect businesses from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities.
Commercial Auto Insurance: Commercial auto insurance protects your business assets and auto property in the event of accidents that occur to vehicles being used for work purposes.
What is Workers Comp?
Workers compensation provides wages and medical benefits in case of an on-the-job injury. In exchange, the employee gives up his or her right to sue the employer for compensation.
We provide Pay As You Go Workers Comp plans where you pay the premium based on your payroll run rather than deposits or upfront payments.
Most states mandate employers to carry workers comp insurance coverage because it protects the employer from potential lawsuits by employees.
Most importantly it also protects employees from abusive employers (companies who fail to provide the right tools and good working conditions for their employees).
How is PAY AS YOU GO Workers Comp Different?
Pay As You Go (PAYG) is the kind of Workers Comp plan that allows you to pay the exact amount of workers compensation premium based on your payroll actual payroll amounts after every pay run. Therefore, PAYG Workers Comp is different and better than the traditional plan since there is no deposit or down payment.
What does that mean?
Well, your premium is calculated on actual payroll hence making audits are also extremely simplified (almost non-existent). Consequently, Pay As You Go Workers Comp saves everyone involved valuable time and money!
Want to learn a little more? See the chart below for a comparison between traditional and Pay As You Go Workers Comp.
Traditional Workers Comp | Pay-As-You-Go Workers Comp | |
|---|---|---|
Deposit/Down Payment | The employer is subject to a minimum of 10-25% of the annual estimated premium | PAYG does not require a deposit or down payment |
Premium | The annual premium is estimated based on projected payroll for the entire year | Premium is actual. It is calculated on payroll at each pay period. |
Audits | Traditional workers comp requires actual on site audit (or sending actual reports), documentation and possibly additional premiums could be either due or refunded | Audits are handled internally in most cases. No additional paperwork is needed and there is very minimal adjustments, if any |
