How to Minimize Taxes On 401(k)

How to Minimize Taxes On 401(k)

How to minimize taxes on 401(k)’s​Learning how to minimize taxes on 401(k) is an important part of retirement planning. If seniors aren’t careful, they can push themselves into higher tax brackets and end up owing Uncle Sam more money than was really necessary. There’s no way to dodge the tax collector completely. But the amount paid […]

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Full Service Payroll vs In-House

What’s the difference between Full Service Payroll vs In-House?

Full service payroll vs in-houseAlways wondered what the big difference is between full service payroll vs in-house is?Well one of the biggest difference is that In-house processing is as easy as DIY. DYI, unless you’re a jack-of-all-trades or an expert, usually isn’t that simple. In full service, all payroll processing, direct deposit and printing of […]

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Estate Planning for Special Needs

Estate Planning for Special Needs

Estate planning for special needsThe process of​ estate planning for special needs children comes with some unique considerations. And in many cases, special needs dependents will be financially reliant on others for most of their lives. This should be a family-wide conversation. Parents, grandparents, siblings, and even nieces and nephews are all part of the network […]

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benefits of 401k plans

The Benefits of 401k plans

Understanding the benefits of 401k plans The benefits of 401k plans are not always clear to the first time savers. Even so, no matter your age, the importance of saving for retirement cannot be understated.  Whether you plan to retire when your 65, 70, or older, you need to set enough money set aside. That’s where a 401k can […]

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small business accounting essentials

Your small business accounting essentials

Your small business accounting essentials As a business owner, it is important to follow some basic small business accounting essentials to help you succeed. It does not matter whether you are just starting off or you have been operating for a while. The reality is that for many excited business owners launching a startup, it’s easy […]

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Roth IRA or Traditional IRA

Roth IRA or Traditional IRA

Roth IRA or Traditional IRA: Do you qualify for both? So often we talk about either Roth IRA or Traditional IRA, but what is an IRA anyway?IRA stands for Individual Retirement Account. And in essence, and IRA is a savings account that allows individuals to contribute pre-tax or post tax dollars for retirement.​But before we […]

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paying off your mortgage faster

Why paying off your mortgage faster isn’t always the best move

Why paying off your mortgage faster isn’t always the best move ​This article will look at the idea of why paying off your mortgage faster isn’t always the best move through the lens of ‘Opportunity Cost.’ Before leaning into paying down any debt as aggressively as possible, it’s worth stepping back and examining the ‘big-picture’ […]

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