Benefits Consultant
130 N. Preston Rd #303, Prosper TX 75078
Nation-wide
Brian Berkenbile and Michael Daley are widely respected thought leaders specializing in IRS Section 125-based, tax-advantaged supplemental benefit strategies designed for compliant employer implementation.
With 40+ years of combined experience in compliance-driven environments, they guide business owners through practical plan design, adoption strategy, and sustainable administration, helping reduce payroll tax exposure while increasing employee participation and satisfaction.
Their work centers on Tax-Advantaged Health and Fixed Indemnity solutions that provide meaningful coverage alternatives amid rising deductibles and out-of-pocket costs.
They specialize in helping employers reduce their payroll tax burden while providing meaningful, real-world protection for their teams through compliant, tax-advantaged benefit solutions. Together, they bring a rare blend of executive-level marketing expertise, benefits design strategy, and frontline implementation experience.
Optiv Health Benefits is a preferred benefits partner of AccuPay Systems and the premier provider of the 125 Smart Plan — a fully IRS §125-compliant, tax-advantaged health and fixed indemnity benefit program designed to increase employer profits while enhancing employee benefits.
The 125 Smart Plan stacks on top of your existing major medical coverage without replacing it, delivering up to $957 in net annual FICA savings per enrolled employee with zero out-of-pocket cost to implement and savings beginning on your very first payroll run.
Employees receive up to $1,200 per month in tax-free indemnity cash, unlimited 24/7 telehealth at no copay, and $0 copay prescriptions covering 1,000+ medications across 50+ diseases — with guaranteed issue enrollment, meaning every eligible employee qualifies regardless of health history.
Because AccuPay already manages your payroll data, your custom ROI projection is ready in as little as 72 hours with no additional paperwork on your end.
Brian Berkenbile and Michael Daley are widely respected thought leaders specializing in IRS Section 125-based, tax-advantaged supplemental benefit strategies designed for compliant employer implementation.
With 40+ years of combined experience in compliance-driven environments, they guide business owners through practical plan design, adoption strategy, and sustainable administration, helping reduce payroll tax exposure while increasing employee participation and satisfaction.
Their work centers on Tax-Advantaged Health and Fixed Indemnity solutions that provide meaningful coverage alternatives amid rising deductibles and out-of-pocket costs.
They specialize in helping employers reduce their payroll tax burden while providing meaningful, real-world protection for their teams through compliant, tax-advantaged benefit solutions. Together, they bring a rare blend of executive-level marketing expertise, benefits design strategy, and frontline implementation experience.
Optiv Health Benefits is a preferred benefits partner of AccuPay Systems and the premier provider of the 125 Smart Plan — a fully IRS §125-compliant, tax-advantaged health and fixed indemnity benefit program designed to increase employer profits while enhancing employee benefits.
The 125 Smart Plan stacks on top of your existing major medical coverage without replacing it, delivering up to $957 in net annual FICA savings per enrolled employee with zero out-of-pocket cost to implement and savings beginning on your very first payroll run.
Employees receive up to $1,200 per month in tax-free indemnity cash, unlimited 24/7 telehealth at no copay, and $0 copay prescriptions covering 1,000+ medications across 50+ diseases — with guaranteed issue enrollment, meaning every eligible employee qualifies regardless of health history.
Because AccuPay already manages your payroll data, your custom ROI projection is ready in as little as 72 hours with no additional paperwork on your end.
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